Fabricare Insurance

Dry cleaners and launderers need unique coverage.

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Fabricare insurance throughout the Western U.S.

As the largest insurer of dry cleaners and laundries in the Western U.S., we understand the various kinds of fabricare businesses and their differing needs.

Dry Cleaner Insurance Issues

Dry cleaners that perform cleaning and laundry on the premises may have equipment valuation issues, mechanical breakdown issues, toxic chemical challenges, employee safety issues, customer garment loss and customer garment damage issues, all of which we understand and can properly cover.

Retail dry cleaning agencies have similar customer clothing issues but can also have other issues regarding unusual tenant improvements, accessibility or security issues due to their location (for example on the ground floor of a multi-unit apartment building, locker locations).

Both types of dry cleaning operations have to be properly covered regarding the transportation of garments to and from their business locations or their customers’ homes. Garments can be lost or damaged in transit. Policies differ greatly in the amount that is paid per garment. Especially if the dry cleaner serves an upscale area, having a policy that provides a sufficient per garment limit is essential.

Commercial Laundry Issues

Commercial laundries have valuation issues due to the unusual nature of their equipment, safety issues due to the automated processing inherent in the operation, repetitive motion issues due to the high segregation of labor, vehicle challenges due to the higher use of routes or delivery as well as the loss or damage of customer goods.

Coin Laundries/Vended Laundries

Coin laundries, also known as vended laundries, where customers do their own cleaning on premises have issues where public safety is at risk due to the fact that customers have access to processing equipment. Additionally, many laundries have “fluff and fold” drop-off services where customer clothing is on-hand and can also be lost or ruined. Extended operating hours, where attendants may or may not be present, creates additional safety issues.

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As an independent agency, we offer multiple options at competitive prices.

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